Florida Sues Over Alleged Deceptive Flood Risk Data
Florida Sues Over Alleged Deceptive Flood Risk Data
US · Published Oct 27, 2026
• Florida has filed a lawsuit against First Street Technology Inc., a company that provides climate change risk assessments for properties, alleging deceptive practices that negatively impact home sales and insurance costs.
• According to Florida Attorney General James Uthmeier, the company’s flood risk ratings often contradict federal assessments from FEMA, labeling properties as high-risk when official data suggests minimal hazard.

Impact & Risks

The lawsuit highlights significant impacts on Florida homeowners, including reduced property values, slower home sales, and higher insurance premiums due to allegedly exaggerated flood risk scores. Sellers are reportedly forced to counter First Street’s assessments with FEMA floodplain maps to reassure buyers. The complaint also notes discrepancies in First Street’s data, such as labeling inland cities like Orlando as at risk for coastal flooding. These practices may deter potential buyers and increase financial strain on homeowners in a state already facing the nation’s highest average home insurance premiums. Source time: not specified.

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