Hurricane impact windows are particularly beneficial for homes in storm-prone areas, such as Florida. They reduce the risk of injury from flying glass and help prevent water damage by keeping rain out. However, these windows are significantly more expensive than standard ones, costing 20-40% more. For homeowners unable to afford impact windows, hurricane shutters are a more labor-intensive but cost-effective alternative. The risks of not upgrading include potential property damage and personal injury during severe weather events.