The most significant risks include severe weather events such as tornadoes, flooding, and squall lines, particularly in Central and South Florida. Increased rainfall could recharge water supplies and reduce wildfire risks but also heighten the potential for flooding. Historical patterns suggest that tornado activity is most pronounced in Central and South Florida during El Niño winters, while northern regions remain at risk of severe weather regardless of the Pacific climate pattern. Residents should prepare for a tumultuous fall and winter season.