Extreme heat and urban flooding pose significant risks to life, health, and infrastructure. Heatwaves can lead to heat-related illnesses and fatalities, while floods disrupt daily life, damage property, and increase water-borne diseases. Informal workers face loss of wages, and small businesses suffer from damaged stocks and equipment. Infrastructure such as roads, drainage systems, and electricity networks is often severely impacted, leading to traffic disruptions and reduced productivity. Additionally, healthcare costs rise due to increased illnesses, and repeated displacement forces households to spend on repairs and rehabilitation.