Urban disasters like flooding and heatwaves cause loss of life, health issues, and economic disruptions. Informal workers lose wages, small businesses face damage, and infrastructure such as roads and drainage systems suffers. The urban heat island effect and waterlogging increase health risks and productivity losses. Vulnerable populations in poorly planned urban areas are disproportionately affected, highlighting the need for improved governance and disaster resilience. (Source: Shankar IAS Parliament, published on 2026-08-25)