The lack of effective implementation and monitoring of climate resilience policies poses risks to India's infrastructure, agriculture, and public services. Vulnerable communities, particularly those in water-stressed and heat-exposed regions, are at heightened risk. Without proper allocation and tracking of climate finance, critical adaptation measures such as flood defences, drought resilience, and climate-smart agriculture may be delayed or underfunded. This could exacerbate existing inequalities and hinder India's ability to adapt to climate change impacts.