The July 2026 floods caused widespread damage, with over 3,700 residences and small businesses affected. In Kerr County alone, 21 homes were destroyed, and 242 sustained major damage. Many families are still living in unsafe conditions, such as moldy or structurally compromised homes. The lack of adequate federal assistance has delayed recovery efforts, leaving communities vulnerable to future flooding. Without hazard mitigation funding, critical infrastructure improvements, such as flood warning systems and risk reduction projects, may not be implemented, increasing the risk of repeated disasters in the region.