The primary risks from Tropical Storm Bertha in Pensacola include dangerous beach conditions, localized flooding, and gusty winds. High surf with waves of 8 to 11 feet and rip currents pose significant risks to beachgoers. Rainfall of 2 to 4 inches could lead to localized urban flooding and ponding on roads, particularly near the coast. While widespread flooding is not expected, residents should remain cautious of potential hazards.