The 1921 hurricane devastated Tampa, flooding neighborhoods from Hyde Park to Ybor City and leaving the city described as a 'City of Ruins' in newspapers. The storm surge caused widespread damage to homes, businesses, and infrastructure, including streetcar lines. Modern analysis underscores the vulnerability of coastal areas to similar events, with Tampa Bay's low-lying geography making it particularly susceptible to storm surges and flooding. The hurricane serves as a reminder of the risks posed by major storms, especially in densely populated coastal regions.