The next major catastrophe is unlikely to follow the same script as Hurricane Katrina. Climate change is altering the frequency and intensity of extreme weather events, while urban sprawl and interconnected infrastructure create new vulnerabilities. For example, simultaneous wildfires or widespread flooding across multiple regions could strain emergency services and complicate recovery efforts. Additionally, digital dependencies, such as power grids and cloud storage, introduce risks that are harder to predict and manage. Preparing for these evolving threats requires a shift in how we assess and mitigate risks.