Under the RWBCIS, the sum insured varies by crop, ranging from Rs 29,000 per acre for groundnut to Rs 75,000 for pomegranate. Premiums also differ based on the crop and district, with farmer contributions ranging from Rs 76 to Rs 2,880 per acre. The PMFBY covers all 26 districts in Andhra Pradesh, with 4.88 lakh hectares of cropped area insured in Kharif 2026. Farmers have contributed Rs 31.73 crore towards premiums, while the government bears the remaining cost.