The primary risks associated with Tropical Storm Fay include stronger winds, higher storm surges, and increased rainfall, all of which can lead to significant damage and flooding. Coastal areas are particularly vulnerable to storm surges, while inland regions face heightened risks of flooding due to heavier rainfall. The compounded effects of climate change, such as rising sea levels and warmer oceans, exacerbate these risks, making storms like Fay more destructive and dangerous for affected communities.