The financial burden of rising cooling costs is disproportionately affecting low- and middle-income families across the United States. For households already living paycheck to paycheck, an additional $100 in monthly expenses can mean falling behind on bills or cutting back on essentials like food and healthcare. The Guardian highlights that higher energy prices, driven by global oil market disruptions and increased electricity demand, are likely to persist, further straining household budgets. This situation risks exacerbating economic inequality, as families deplete savings, accumulate credit card debt, and delay necessary purchases to cover basic utility costs. The broader economic impact includes potential increases in utility disconnections and heightened financial instability for millions of Americans.