Storms pose varying levels of risk depending on their type. Tropical cyclones, particularly hurricanes, can cause widespread destruction, including roof damage, flooding, and structural collapse. Thunderstorms often lead to localized issues such as water intrusion and hail damage. Winter storms and ice storms can result in roof collapses, frozen pipes, and power outages due to ice accumulation. These events can disrupt daily life, damage property, and pose safety risks to individuals and communities.