Canadian property and casualty insurers are advocating for increased measures to protect homes against flood and fire damage, as climate-related risks continue to escalate. Insurers like Intact Financial, TD Insurance, Wawanesa, and Definity Financial are facing financial pressures due to rising claims, which have led to a 6% increase in home-insurance premiums last year. The insurers are concerned that Prime Minister Mark Carney's focus on energy and economic issues may overshadow the urgent need to address climate change risks.