Colorado lawmakers are considering Senate Bill 155 (SB-155) to provide grants to homeowners for fortifying their homes against hailstorms and wildfires. This initiative is inspired by programs in Gulf Coast states for hurricane protection and aims to mitigate the rising costs of home insurance due to natural disasters. The bill has passed two Senate committees and proposes a 0.5% fee on home insurance premiums, generating approximately $20 million annually for roof retrofits that withstand wind and hail.