Louisiana Implements Mandatory Insurance Discounts for Fortified Homes
• Louisiana is implementing mandatory insurance discounts for homes fortified against hurricanes.
• Discounts vary by region, with higher savings for homes in central and southern Louisiana.
• Insurers must implement these discounts by January 1, 2027, as per Regulation 136.
Louisiana mandates insurance discounts for fortified homes
Louisiana has enacted Regulation 136, requiring insurance companies to offer premium discounts to homeowners who fortify their homes to meet Fortified standards set by the Insurance Institute for Business and Home Safety (IBHS).
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