Flood Mitigation Assistance Program Opens for Applications in Florida
• The Flood Mitigation Assistance (FMA) Program, funded by FEMA and administered by the Florida Division of Emergency Management (FDEM), is now accepting applications for fiscal year
• This program aims to reduce or eliminate the risk of repetitive flood damage to buildings and structures insurable under the National Flood Insurance Program (NFIP). Eligible applicants include state agencies, federally recognized tribes, local governments, and communities. The application process begins with the submission of a Notice of Interest (NOI) form, which must be completed and sent to the FDEM by August 14, 2026, at 5:00 p.m. EDT. The program supports various mitigation activities, such as property acquisition, structure elevation, floodproofing, and community flood mitigation projects. All projects must meet specific criteria, including cost-effectiveness, technical feasibility, and compliance with environmental laws and NFIP regulations. Funding is allocated based on the severity of flood risks and the type of property insured.
Impact & Risks
The FMA Program is designed to mitigate flood risks for communities in Florida, particularly those with properties that have experienced repetitive or severe flood damage. By funding projects like infrastructure retrofits and soil stabilization, the program aims to reduce future damage, hardship, and economic losses caused by flooding. Communities participating in the NFIP and meeting compliance standards stand to benefit directly. However, failure to submit complete and competitive applications may result in missed opportunities for funding. The program also emphasizes the importance of addressing environmental considerations and adhering to FEMA-approved mitigation plans.
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