The coastal flooding poses significant risks to residents and businesses in Miami-Dade, Broward, and Palm Beach counties. Low-lying areas are particularly vulnerable, with water potentially reaching homes, businesses, and infrastructure. Numerous roads have already been closed, and emergency services have been deployed in affected areas such as Miami Beach and Fort Lauderdale. Vehicle owners without comprehensive insurance coverage may face financial challenges in repairing flood-damaged cars. Additionally, attempting to start a flood-affected vehicle could exacerbate damage, especially if salt water is involved.