The anticipated El Niño could bring increased storm activity to Southern California, raising the risk of flash floods, mudslides, and coastal erosion. Communities near burn scars and foothill areas are particularly vulnerable to debris flows. While El Niño typically brings wetter conditions to the southern U.S., its impacts can vary, as seen during the 2015-2016 El Niño, which did not result in significant rainfall for California. Residents in flood-prone areas are advised to assess their risk and consider flood insurance, as standard homeowners' policies do not cover flood damage.