A deficient monsoon can lead to reduced agricultural productivity, which directly impacts rural incomes. For instance, in a year when the monsoon was 12.6% below average, planting reached only 96% of the previous year’s acreage, and reservoir levels dropped to 70% of their capacity. Such conditions can strain rural cash flows, making it harder for farmers to invest in their livelihoods or spend on discretionary items during the festive season.